Apply Once. Save Thousands.
Most people spend days contacting banks one by one. LendKaki lets you skip the queue — apply once, and let 20+ licensed lenders compete for your business.
Why Singaporeans Pick LendKaki
Taking out a loan doesn't have to be complicated or time-consuming.
One Form, Multiple Rates
Stop visiting every bank's website individually. Submit a single 60-second application and let our network of 20+ licensed lenders come back to you with their most competitive rates, saving you hours of legwork.
Only MAS & MinLaw-Regulated Partners
Every lender on LendKaki is licensed and regulated under Singapore law. We never work with unlicensed money lenders. You can verify each institution's licence on the MAS or MinLaw registries.
Updates Straight to Your WhatsApp
No email threads to dig through. Once we match you with a lender, all next steps and instructions are sent directly to your WhatsApp so nothing slips through the cracks.
A Real Team Behind the Platform
LendKaki isn't a faceless directory. Our Singapore-based advisors are available during business hours to answer questions, clarify terms, and walk you through your options if you need a hand.
From Application to Approval in 3 Steps
No paperwork upfront, no branch visits needed.
- 1
Tell Us What You Need
Share your loan amount, purpose, and a few personal details. The entire form takes under a minute. No documents required at this stage.
- 2
We Find Your Best Match
Your profile is securely reviewed by our panel of licensed banks and financial institutions. Within minutes, we identify the lender whose criteria and rates best fit your situation.
- 3
Get Funded, Often the Same Day
Accept the offer that suits you, complete the lender's verification, and receive your funds. Many applicants see the money in their account within 24 hours.
Honest Rates. No Gimmicks. Zero Fees.
Here's why borrowers keep coming back.
No Teaser Rates, No Bait-and-Switch
What you see is what you get. Every rate quoted to you is based on your actual profile, not an eye-catching headline number that only the top 1% of applicants qualify for.
Bank-Grade Data Protection
Your information is encrypted end-to-end with 256-bit SSL and stored in compliance with Singapore's PDPA. We never sell or share your data with anyone you haven't approved.
Built for Urgency
Need an instant loan for a personal emergency? Cash flow for your business? Our matching engine prioritises speed so you're not left waiting when time is critical.
Always Free for Borrowers
LendKaki earns a referral fee from lenders, never from you. There are zero charges, zero hidden costs, and zero obligations. Walk away at any point if none of the offers suit you.
Levelling the Playing Field for Borrowers
Singapore has dozens of licensed lenders, yet most people only approach the one or two banks they already know. That means they're likely over-paying on interest without realising it. LendKaki exists to close that gap by giving every borrower visibility across the full market so you can make a genuinely informed decision.
We partner exclusively with financial institutions regulated by the Monetary Authority of Singapore (MAS) or the Ministry of Law (MinLaw). Our matching service is entirely free for borrowers, and it always will be.
Built on trust, regulated by law.
Every aspect of our platform is designed to protect you.
- MAS & MinLaw Regulated Partners
- Full PDPA Compliance
- 256-bit SSL Encrypted
LendKaki is managed and operated by Lendkaki Pay Pte. Ltd. (UEN: 202607335C). Registered in Singapore.
Explore Your Personal Loan Options Now
- Fast, easy application process
- Secure match with trusted lenders
- No hidden fees, full transparency
- Dedicated customer support