Fast Business Funding for Singapore SMEs
One application, 20+ licensed lenders. Get competitive business loan offers tailored to your company profile — for free.
- 20+ licensed lenders in one place
- Free, no obligation matching
- Approval as fast as 24 hours
Eligibility Requirements
Trusted by Singapore SMEs · No credit impact · MAS-regulated lenders
3.5% p.a.
Effective interest rate
Loan Amount
$50,000
Tenure
12 months
Monthly
$4,292/mo
Approval
24 Hours
Total disbursed
$10M+
Avg. approval
<24h
Why Choose LendKaki for Your Business Loan
We help Singapore businesses find better funding — faster, simpler, and for free.
Compare 20+ Lenders in One Place
One simple form connects your business to over 20 licensed lenders and banks. Receive multiple competitive business loan offers without the hassle of visiting each lender separately — or submitting multiple applications.
Tailored for Singapore SMEs
Our lender network understands the realities of running a business in Singapore. Whether you need working capital, equipment financing, or a cash flow buffer, we match you to lenders who fund businesses like yours.
Fast Working Capital
Cash flow emergencies don't wait. Many of our lender partners offer approvals within 24 hours and same-day disbursement so your operations never skip a beat.
Flexible Loan Terms
Access loan amounts and repayment tenures designed around business cycles — not personal finance. Larger amounts, structured repayment schedules, and terms that won't strain your monthly cash flow.
No obligation · No credit impact
Ready to fund your business growth?
Free, no obligation, takes less than 2 minutes.
Business Loan Calculator
Estimate monthly repayments for your business loan before you apply.
Monthly Instalment
$4,303.32
per month
This calculator provides indicative estimates only and does not constitute a loan offer. Actual loan terms, interest rates, and monthly instalments may vary depending on the lender, your credit profile, and other factors.
Singapore Businesses That Got Funded
Join thousands of Singapore SMEs who found better business loan rates with us.
“Getting a business loan used to mean weeks of back-and-forth with banks. LendKaki matched us with 4 offers in under a day. We secured the working capital we needed to fulfil a major contract.”
Ahmad Rizal
F&B Business · $80,000
“As an e-commerce business we had very specific cash flow needs. LendKaki found us a lender who understood our revenue cycles and offered repayment terms that actually made sense for us.”
Linda Koh
E-commerce · $50,000
“Our logistics company needed equipment financing quickly. LendKaki's platform made the whole process surprisingly painless — one form, multiple offers, and funds in our account within 48 hours.”
Wei Jie Tan
Logistics · $120,000
Frequently Asked Questions
Common questions about business loans in Singapore.
A business loan is a financing product designed to help companies fund operations, growth, or short-term cash flow needs. In Singapore, business loans can be used for working capital, equipment purchases, inventory financing, office renovations, or bridging gaps between payments. They are typically offered by licensed banks and financial institutions, with repayment structured over a fixed term.
Authorised applicants must be minimum age 18 years old. Your company must: (1) be registered in Singapore as a Private Limited company (Pte Ltd); and (2) have been operating for at least 1 year. Individual lenders may have additional requirements such as minimum revenue thresholds and credit profile standards — these will be shown alongside each matched offer.
Many lenders in our network can approve business loan applications within 48 hours. After you submit your application on LendKaki, a lender representative will typically contact you within a few hours to verify details and finalise terms. Timelines may vary based on the lender and the loan amount requested.
LendKaki performs only soft credit checks during the matching process, which have no impact on your personal or business credit score. A hard credit inquiry will only occur if you choose to proceed with a specific lender and they formally process your full application — and this will be clearly disclosed to you before it happens.
Yes, completely free for borrowers. LendKaki earns a referral fee from lenders only when a loan is successfully disbursed to your business. You will never be charged any fee, commission, or service charge for using our platform — and there is no obligation to accept any offer presented to you.
Business loan amounts vary by lender, your company's revenue, credit profile, and the specific loan product. Through LendKaki's network, businesses commonly access loans ranging from $20,000 to $500,000 or more. Lenders will assess your financials — typically the last 2 years of financial statements and recent bank statements — to determine the appropriate loan quantum.
Still have questions?
Our team is happy to help
Explore Your Personal Loan Options Now
- Fast, easy application process
- Secure match with trusted lenders
- No hidden fees, full transparency
- Dedicated customer support