Borrow SmarterYour best loan rates start here.
How much do you need?
Your personalised limit is confirmed on the next step.
Pick your tenure
12 monthsRepayment period: 4–36 months
Est. monthly repayment
$865**Estimated at 6.95% APR on the reducing balance, before a one-time administrative fee of up to 10%. Your individual APR is confirmed at the end of your application. See representative example.
Loan costs & repayment terms
- Repayment period
- 4–36 months
- Maximum APR
- 6.95% p.a.
Representative example (6.95% APR)
- Loan amount
- $10,000
- Tenure
- 24 months
- Monthly repayment
- $447
Total amount payable $11,728 — $728 interest plus a one-time administrative fee of $1,000 (10% of the amount borrowed).
Estimates assume 6.95% APR and are not a loan offer — your individual APR is confirmed at the end of your application. Loans are provided by moneylenders licensed by Singapore's Ministry of Law, whose interest is capped at 4% per month on the reducing balance.
Real Results from Real Borrowers
Join thousands of Singaporeans who found better rates with us.
“I was dreading applying to multiple banks. LendKaki matched me with 5 offers in under a minute. I saved over $2,000 in interest compared to my bank's rate.”
Tan Wei Ming
Personal Loan · 13 Oct 2026
“As an SME owner, getting a business loan used to take weeks. Through LendKaki I got approved within 24 hours and funds were in my account the next day.”
Ahmad Rizal
Business Loan · 9 Oct 2026
“Needed cash urgently and didn't want to wait days. LendKaki's instant loan match was exactly what I needed — fast approval and money in my account the same day.”
Kenneth Teo
Instant Loan · 4 Oct 2026
Common Questions
Yes, completely. LendKaki is 100% free for borrowers. We are compensated by lenders when a loan is successfully disbursed — you never pay anything extra, and there are no hidden fees.
No. LendKaki only performs soft credit checks during the matching process. Your credit score is not impacted when you apply through our platform.
75% of applicants receive a match within minutes. Approval timelines vary by lender, but many offer same-day approvals with funds disbursed within 24 hours.
Absolutely. We comply with Singapore's Personal Data Protection Act (PDPA). Your data is encrypted and only shared with licensed lenders you are matched with.
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